Monthly Archives: March 2017

What the clients need to know about social security-David Giertz

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It is a sad but common occurrence to see people who are supposed to be pensioners still trying to hold down a job and make a living. These are the things that happen when a person does not plan for their sunset when they are still strong. As investment bankers on and other people that work in the sector, it is important to tell your clients all the important things that they need to understand regarding social security. This is according to one of the top investment bankers of the industry, David Giertz.

There are certain things that he thinks people need to understand regarding investing and especially social security benefits according to The first of these tricks that he wants people to understand is the fact that the amount that one will get in benefits depends on their earnings and the manner in which they paid taxes. For instance, when the person makes the mistake of reporting that they are earning less to get fewer taxes; they will benefit less from the social security fund.

Inflation is another of the factors that play a role in determining the amount that one will end up getting as security benefits. In most cases, you will find that the inflation rate has doubled since the 90s. This means that before the calculations are made, the figure will be adjusted upwards in order to put into consideration this change. David Giertz feels that these are some of the details that clients and the public in general needs to understand regarding social security benefits. By letting the public know this, you will be fostering better planning.

About David Giertz
David Giertz is the senior vice president and a main advisor to the Nationwide Investment Services Corporation. He is based in Columbus Ohio. He has decades of experience when it comes to investment banking and has earned a lot of respect because of it.


Vijay Eswaran and the Success of QI Group

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Vijay Eswaran is an epitome of a successful entrepreneur not only in the Middle East but globally. His success is well reflected through the leadership he demonstrates in QI Group.

Eswaran was born 56 years ago in Penang. He graduated from the London school of economics with a degree in socio-economic in 1984. Besides, he attended other colleges in the UK for a professional course in binary systems marketing. He also did his second degree in the United States in the state of Illinois 31 years ago.

According to QI Group, Vijay Eswaran has been a hardworking person since his schooling time. After graduating from London schools of economics, he ventured in various formal and informal jobs as in order to make a living. Unbelievably, Vijay took jobs like picking grapes and construction while in Belgium.

Vijay Eswaran did very well in school and within no time he secured employment with synaptic. The entrepreneurship dream hit him while working in this company. It is after meeting the Cosway Group that he took multi-level marketing seriously.

In 1998, Vijay came together with other like-minded entrepreneurs to start the QI Group. His main focus as the founder of the company was to have a company that deals with direct sales, telecommunication, lifestyle, leisure, education training property development and logistics among others. Learn more about Vijay Eswaran:

Currently, Vijay and his team have taken QI Group from just a direct selling and training firm to a multi-business conglomerate. QI Group is a global company as it has several branches distributed in various part of the world. You can find their offices in Singapore, Malaysia, Hong Kong, and Thailand among others.

Eswaran is an esteemed in the world business as he offers motivational and spiritual talks to different individuals around the world. He has given his motivational lectures in several world-class universities as well as in business forums.

Vijay and his team are great philanthropists. QI Group has a corporate social responsibility meant to give back to the society. Under Vijay leadership, the firm has managed to build an RHYTHM and Vijayaratnam foundations among others to empower women, children, and the people living with disabilities.

As a way appreciating his good deeds, Vijay received ‘Lifetime Achievement Award’ from Chinese Economic Forum.

How InnovaCare is Thriving in the Managed Care Sector under the Guidance of Dr. Shinto and Ms. Penelope

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InnovaCare is a reputable provider of top-notch managed healthcare services in the U.S. It manages care for over 275,000 Medicare clients and over 270,000 commercial members via groundbreaking models. COO Penelope Kokkinides confirmed that InnovaCare specializes in two major types of care: establishing groundbreaking provider network models and delivering exemplary Medicare Advantage Plans. The firm manages two leading-edge Medicare Advantage Plans: PMC Medicare Choice and its affiliate firm MMM Healthcare.

MMM/PMC provides all-inclusive healthcare benefits to close to 218,000 beneficiaries. MMM optimizes the emotional and physical health of its clients through excellent care and value added programs. The high-profile National Committee for Quality Assurance (NCQA) awarded an Accreditation to the MMM. InnovaCare is a provider management firm responsible for managing the Puerto Rican MSO. It focuses on creating ACOs, models of care revolving around global risk and managed care, provider networks, and Patient-Centered Medical Homes.

CEO Richard Shinto

Shinto is a member of the InnovaCare’s executive team, holding the CEO post. He acted as the CEO and executive head of Aveta Inc. He was also a longtime member of Aveta’s management team. Currently, he oversees Puerto Rican Health Plans. He has been a clinical researcher and health management expert for the last two decades.

Early career

Before securing a senior role at Aveta, Shinto used to work for NAMM California as CMO. He also coordinated day-to-day activities of Medical Pathways Management Company as the CMO and COO. After relinquishing his position at Medical Management for MedPartners in 1997, Shinto joined California-headquartered Cal Optima Health Plan as the CMO. He completed his internship program at a health institution located in Southern California.

Education and authorship

Shinto obtained his B.S. from Irvine’s University of California. Later on, he earned his degree in medicine from State University of New York. He joined the University of Redlands and studied an MBA. Rick Shinto is a talented author who has written many articles, highlighting issues in clinical medicine and healthcare sector. Learn more about Rick on XRepublic.

Penelope Kokkinides

Kokkinides rejoined the management team of InnovaCare as a chief administrative officer back in 2015. She had previously held the COO role of InnovaCare and Aveta. She is experienced in coordinating clinical operations and government programs. She seeks to optimize organizational infrastructure and boost efficiencies by supervising healthcare operational initiatives. While serving as the senior vice president as well as the COO of Centerlight Healthcare, Kokkinides handled overall management duties and oversaw strategic direction of the institution.

Read more about Rick Shinto on

An In-depth Look at Nationwide Title Clearing

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Nationwide Title Clearing is a well-established expert audit, research and document-processing provider for the country’s largest lenders, servicers and investors. It boasts of qualified and experienced land documents and records specialists. These experts are not only in a position to track but also fulfill all the county document requirements in over 3600 recording jurisdictions around the US.


NTC is driven by its objective to deliver a top level of accuracy in document research and processing services. These services safeguard homeowners and aid the mortgage banking industry while preserving the country’s land records.


NTC Revamps its Website


The Nationwide Title Clearing made a move to solve the issue about title defects by revamping its website. NTC made a move in response to increasing title issues in the real estate market. Various concerned parties attribute the wrongful foreclosures and stagnation of the transition of assets in the secondary market to such defects.


The NTC not only revamped its website to ensure that property records were readily accessible via online ordering. The company also reiterated that property records were the gateway to facilitating a proper conveyance of title and minimizing the buyback risk.


Causes of Title Defects


Generally, title defects come about when an entity or individual lays claim to a property that is owned by another party. Here are some of the other factors that can invalidate a title.


  • Failure to adhere to the filing or recording procedures when recording real estate records or documents.
  • Simple problems with wording in the document, which do not comply with area’s real estate market standards.
  • Failing to include a signature belonging to an important party to the particular transaction.
  • The title must be free of any encumbrances for it to be marketable.


According to Hillman, the CEO of NTC, it is important to address any existing title defects before a property is sold or transferred to another party. For this reason, National Title Clearing has availed various property reports including:


  • Tax Status Report
  • Tax Status Report
  • Assignment Verification Report Services
  • Current owner report



A Give-Away Luxury Vacation


The Nationwide Title Clearing holds a well-founded reputation for being the premier post-closing services provider for the country’s top servicers, investors and financial institutions. During last year’s Mortgage Bankers Association’s Annual Convention and Expo, NTC offered a giveaway luxury vacation to any lucky individual who would visit the company’s booth #529. The luxury vacation included a two-night stay at the four-star Sandpearl Resort & Spa on Clearwater Beach and roundtrip tickets.


Doe Deere and Lime Crime Rise in Acceptance of Young Women

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Doe Deere and the company she launched on eBay in 2008 were the subjects of an interview conducted by Guest of a Guest. In the interview, Deere explained how she first came to New York City and later moved to Los Angeles from her native Russia. Her musical background in New York City and meeting with her husband were important milestones for Deere on her unique journey to success. She explained her interest in make-up as a youngster and the desire to achieve a fantasy level to her life even at that early age. Deere has gone on to become the Queen of the Unicorns to her followers and lives a fanciful and even a fantasy life in her new home in Los Angeles. Read the entire interview in Guest of a Guest here:


Deere and her successful cosmetics company have come at a time when an image is regarded as the most important element of personal expression. Our society is currently one that favors diversity in all its myriad forms. Television programs and movies have championed the lives of those who do not neatly fit into our society standards of acceptance. This concentration on the image or the superficial has come at a time in the United States of America when politics has appealed to those who feel left out of society. When we examine those who feel left out, we discover that they are the very ordinary Americans who have trouble dealing with diversity. These ordinary Americans living in all-white communities that are cemented together by a school and church system that works together to maintain an almost single-minded people who could not easily identify with those other races who were foreign from their community. These people could not accept the new modes of a changing society and were less happy with their television as the major networks allowed minorities to fill roles and create a new more modern and diverse television programming. This group of society was left longing for their ancient and displaced heroes like John Wayne, Walt Disney, and Sylvester Stallone.

Get the latest news on Linkedin about Doe Deere.

This entrenched society exists at the same time as a modern and image oriented society serviced by entrepreneurs like Doe Deere, but the distance between the two is unbridgeable.


Why You’ve Been Washing And Conditioning Wrong

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When you think of a rich, luxurious lather generated by many of the other shampoo’s on today’s market, what you may not realize is that lather may not be so luxurious. In fact, a good portion of the damage our hair receives comes from the harsh chemicals that generate that lather.

Introducing WEN by Chaz Dean
WEN is unlike anything you may have seen on today’s haircare market. It is a revolution in haircare that excels by utilizing natural ingredients to cleanse the hair while simultaneously providing a deeply rich nourishing conditioner like no other. WEN Cleansing Conditioner boasts a 5-in-1 formula replaces your shampoo, conditioner, leave-in conditioner, the need for a detangler and even take the place of a deep conditioner!

About the Ingredients
What makes WEN so unique is a blend of natural ingredients designed to work with your hair’s natural chemical structure to cleanse and condition. While many shampoos strip your hair of natural moisture during the process, WEN utilizes natural botanicals, oils and herbs to hydrate your hair while cleansing. WEN is also free of harsh sulfates found in many products, from the drugstore brands all the way to higher end salon brands. Because of these luxurious ingredients, your hair is left moisturized, healthy-looking, soft and freshly cleansed.

How to Use WEN
As mentioned before, WEN is a complete 5-in-1 system, meaning it is the only product you need to use on your hair to achieve the perfect look! WEN is ideal for both thick and thin hair and because the ingredients are all natural and free of sulfates, it helps to keep hair that is prone to oil looking better longer, as well as quench dryer hair without stripping it of those needed oils.

WEN is incredible simple to use. You simply apply several pumps (more for long hair), massage it into your scalp and hair adding a bit of water to help distribute the product from roots to ends, and wash the product out. You can also use a bit of the cleansing conditioner as a leave-in for that flawless moisturized look.

Review Of Mikhail Blagosklonny’s Illustrative Career

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Mikhail Blagosklonny is a researcher of oncology. He is based in New York, at the Roswell Park Cancer Institute. Mikhail studied at the University of St. Petersburg where he graduated with his Medical Doctorate and Philosophy Degree. He particularly focused on cardiology and experimental medicine. After his studies, he was first appointed at New York Medical College as an associate professor. Afterwards, he joined Ordway Research Institute where he served as a senior scientist until 2009. During the same year, he was appointed to his current position at Roswell Park. Blagosklonny has deep interest in researching about cancer, its treatment, and developing drugs that can protect normal cells in the body. He also researches on aging-related diseases.

Blagosklonny is the chief editor of three widely read journals, which are Cell Cycle, Oncotarget and Aging. In addition, the scientist offers innovative insights to Cell Death and Differentiation where he serves on the editorial board. He has also made significant contributions at Cancer Biology and Therapy where he is an associate editor. Moreover, he has published more than 270 papers in varied journals where he has listed citations that exceed 25,000. Blagosklonny has a wide range of skills relating to Cancer Therapy, Apoptosis, Cancer Cell Biology, Signal Transduction, Protein Kinases, Cell Proliferation, Phosphorylation, and Cell Division among others.

At Cancer Institute of Roswell Park, Mikhail Blagosklonny has used his transformative style of leadership to enhance the growth of the institution. He has managed to expand the methods of cancer prevention, treatment and other anticancer strategies. He has also shared many ideas with other members at the institution, including the different ways of protecting normal cells from electrochemical therapies and special tissue treatment. Additionally, Mikhail has made significant contributions on the right combination of cancer drugs and mechanisms of slowing down the aging of organisms through cancer prevention. Read more on Impact Journals.

Blagosklonny is a well-known researcher who has developed exceptional methods of cancer prevention and treatment. He has extended his research to include the treatment of cancer and aging-related diseases. His publications have been of great help to the company, scientists, readers and the public at large. As a professor of oncology, Mikhail continues to engage in extensive research processes.

How To Protect Your Online Reputation

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In a world of “fake news” and “alternative facts,” your company’s reputation is more important than ever. Before a potential customer decides if she wants to do business with you, she will conduct an online search. You want to make sure you put your best foot forward in this situation. Because of this, online reputation management is becoming a large part of many businesses marketing plan.

If you want to make sure you have a stellar reputation online there a few things you must consider.

Monitor What People Are Saying About You

You want to keep abreast of what people are saying about you online. Accomplishing this is fairly straightforward. Simply set up a Google Alert for your company name and you will automatically be sent updates whenever you are mentioned on a website.

You should also conduct searches on social media platforms as well. Many smart companies are using social media as an extension of their Customer Service department. This way you can deal with any unhappy customers and resolve their issues before it gets out of hand.

Use Your Business Blog To Establish Authority

Your website is one of the few places where you can control the conversation. Use it to your advantage. By blogging regularly and providing your readers with valuable content, you will soon be seen as an authority in your industry. As your readers begin to trust you, they will think of you when it is time to make a purchase.

You can also guest blog on other sites in your industry to really supercharge your reputation.

Manage Online Reviews

Review sites like Yelp and reviews are becoming more important to consumers and, therefore, to businesses as well. No matter what business you are in, you will no doubt get a negative review at some point. How you manage these is important. Do not get mad and try to argue with the person who left the bad review. Try your best to resolve the issue. Other prospective customers will see that you have made an effort and take that into consideration when deciding to do business with you.

Online reputation management does not have to be a scary proposition, but it does need to be taken seriously. And it needs to be done on a continual basis. Follow these three tips and you will be miles ahead fo the competition.